Finance and Investment

Whether it is about buying a home, already owning one, thinking of moving house or just getting a second real estate property, a home loan is the perfect solution for all the problems. A home loan is a long term commitment. Before applying for the home loan process, it is important to analyze your total eligibility, which mainly depends on your repayment capacity. Ensure that the home you are buying also meets a certain criterion. Here are a few things buyers need to check before applying for a home loan : Information The foremost thing to keep in mind is the location of the property you are planning to purchase. Buyers need to understand whether the property they are buying is good enough, the builder has a good record in terms of successful delivery or the builder has all the needed permissions. Home Loan Interest Rate Before applying for a home loan, it is essential to compare the home loan rate of interest of at least 4-5 banks. Always opt for the cheaper one

Capital, undoubtedly, plays a major role in fostering any business. However, arranging finance for business promotion or for any other need pertaining to business might not be easy on occasions. It is here that unsecured loan comes into play and ensures that entrepreneurs do not suffer for lack of funds. The value of unsecured business loan is therefore firmly established. Unsecured Business Loan in India – Advantages Galore The advantages of unsecured business loan are many. For starters it is collateral-free. Yes, you would not have to pledge any collateral if you intend to avail unsecured business loan. However, as an unsecured loan does not involve any collateral it poses some element of risk for the lender. This explains the reason why the interest rate levied on the unsecured business loan is higher than secured business loan. It is also not as easy to avail unsecured business loan. Loan tenure of unsecured business loan is also shorter than secured business loan.

BBenefits of Personal Loan There are plenty of benefits that personal loan brings for the borrower. Some of the prominent benefits of personal loan are listed below. Personal Loans Are Versatile Unlike mortgage or student loan, personal loan can be used for a variety of purposes like marriages, vacation, expensive purchase, consolidate credit card, medical expenses and for almost every purpose. Fixed Monthly Payment This is the biggest advantage of personal loan. As the installment is fixed you can plan the repayment accordingly which will ensure that you never default on your repayments. Borrow Any Amount Yes, you can borrow the amount you require be it small or big. However, credit score rating plays a big role in it. Decent Interest Rate The personal loan interest rate levied by the lenders is very decent. No wonder it plays an important role in making the loan popular. Swift Loan Approval Yes, unlike mortgage or home equity loan which might take at least

Unit conversion is the process of converting the standard units from one form to another depending on the need. If you are thinking about the way you can convert the land area to the desired unit of measurement then with the help of an area conversion calculator , you can change any type of unit area, whether it is in metrics or imperial systems.   It can also serve as an area convertor between hectares, square feet, and acres based on total width and length. All you have to do is simply put the value of the area of land that you wish to convert, select its available measurement unit and then choose the unit that you have to change. It is mostly used in two types of loans; home loan and loan against property. The land area calculator makes it easy for buyers to know the exact value of the property against the land size.

Whether it is a big firm or small, the success of the business is always determined by the soundness of its financial status. Thus, it becomes imperative for business owners to arrange enough finance to meet numerous daily and unplanned expenditure of their business. In the competitive market, one can require funds anytime and delay in arranging funds can hamper the work. In such a situation, it is better to manage desired finance with the help of unsecured business loan as it can be availed with no collateral and easy documentation. With so many banks/NBFCs offering unsecured business loan at lower interest rates, it becomes tough to select anyone. It is here that IndiakaLoan comes into the picture as it is one of the most preferred collateral-free unsecured business loan providers. Some of the benefits you can avail from IndiakaLoan offerings: It provides loan for every type of enterprise venture with cash credit limit ranging from Rs 10-40 lakhs to support businesse