Finance and Investment

It indeed can become difficult at times for entrepreneurs to arrange for finances on time and without any hassles. It is here that SME loans prove their relevance and prove to be very helpful. Easy and hassle-free SME loan is godsend, particularly for up and coming businesses, and help them in meeting their financial requirements on time and without any hassles.       Moreover, one can avail SME loan without any collateral . Apart from attractive interest rate, the loan also offers a unique flexi-loan facility, and approval in just one day. There can be no denying the fact that collateral free SME Loan with lowest interest rate is perfect for businesses. The value of SME loans therefore gets firmly established. However, for individuals, it can prove to be a herculean task to avail SME loans. The reason for this is not difficult to understand. There are a host of financial institutions that offer SME loans and it is not possible for any individual to opt for the one th

In today’s competitive world, one needs money for almost everything, from funding one’s own business to paying for the education of children. But from where does the money come for various needs? In the current scenario, there are many ways in which the person can source money and the foremost option is to avail a loan. One such loan is a loan against property. The loan against property is given against the mortgage of one’s property. Steps involved in the process Application The loan application sets the ball rolling in a loan against property . All you got to do is opt for the right lender and fill the form with necessary details. Eligibility criteria The eligibility criteria to avail this loan differ from lender to lender. One of the foremost points to note here is that a person’s finances should be of sound nature. The banks and NBFCs consider certain points such as how much you earn, how much your savings are, as well as the debts you possess. A thorough che

There are times when you need extra money to finance a special project such as leisure trip, broken car, expensive anniversary gift or a due bill that must be paid. Simply put, it is an unsecured loan, personal loan possess high-interest rate associated with it. Unlike other loans, it not secured against any asset. Personal Loan Eligibility criteria Generally, the eligibility criteria vary from lender to lender including occupation, income, age, ability to repay the loan, and place of living. However, financial institutions distribute potential borrowers into three categories: Salaried individuals Self-employed individuals Self-employed professionals Factors to consider before choosing a personal loan There are various things to look at before availing a personal loan online . Few of them are mentioned below: EMI and tenure Foremost, assess various loan offers. Two points to note are the total money outflow that the loan will cost and EMI. Although loans w

If you are passionate about growing in your career and give it a thrust than IndiakaLoan.com’s ChannelPartner Program is just for you. The company extends its invitation to all those who want to grow along with this dynamic outfit. The interested people can join IndiakaLoan.com’s journey and be a part of the radical shift in the way search, compare and purchase of loan products is carried out. Benefits of Channel Partner Program Needless to say that the program promises a range of benefits for those who become a part of it. Some of the prominent advantages that this fabulous program promises to offer area: Revenue Sharing: You can avail revenues sharing for every closure. Timely Payout: On time and transparent payout. Opportunity for Business Growth: Get an access to 40+ banks/NBFCs that will enhance your reach across cities and product categories.   Additional Rewards: Higher payouts, free international trips, vouchers from Uber, Amazon, Flipkart etc. if you mee

Whether a person applies for a home loan, personal loan or car loan, he/she has to pay an Equated Monthly Installment. Soon after a person chooses to apply for a loan, he/she needs to research on the types of loans available in the market. Today, banks and NBFCs offer all types of loans in the market. As you take advance cash from the financial institutions to purchase a dream home or car, it is evident that you have to pay back the borrowed money. Further, you also need to pay the interest along with the principal loan amount. The loan is paid back in EMIs and the EMI calculator makes it easy for the applicant to calculate the monthly installments. EMI is the fixed monthly installment paid for the loan availed on a fixed time period including interest component for the period and a contribution towards the principal loan amount. EMIs depend on various factors and three important are the rate of interest, the loan amount, and the tenure of the loan. Types of EMI Cal