Finance and Investment

Home Loan The home loan interest rates vary from banks to banks. It is, therefore, important that one compares the rates offered by the banks so that he is able to achieve an affordable home loan. It should be kept in mind that home advances mostly have longer reimbursement time which may extend from 5 to 30 years depending on the case and is settled at the time one applies for a home advance. Prepayment of home loan is also possible. However, some banks charge prepayment expense while some do not. It is, therefore, vitally important that one carefully goes through the conditions of every bank before reaching a decision. Business Loan The popularity of business loan can be gauged from the fact that there are many unsecured business loan providers who claim to offer business loan at lowest interest rates. However, if you intend to avail business loans then it is advisable that you do proper research to get hold of a business loan provider who levies business loan in

Want to earn more with your extra efforts? Become a channel partner with IndiaKaLoan and get commission higher than your salary. The thing is, what will you earn as a channel partner across multiple products such as stock market, mutual fund, home loan, business loan and much more.  Any job person and self-employed professionals like real estate agent, equity broker, insurance agent, chartered accountant, ex-banker etc. are eligible to be a channel partner for loans with our company. Why to become a channel partner with us? Refer business leads and get share on every conversion. Be your own boss and work as per your convenience. No investment or capital required for extra income. Create a network of loyal and satisfied customers by fulfilling their requirements. All parties are dedicated to the goal of mutual success. One can easily apply to become a channel partner by providing their basic personal details and required documents such as Aadhar card, PAN card

Most banks and NBFCs offer access to the home loan eligibility calculator which is used to calculate the home loan amount. Home loan eligibility calculator assists you in finding out whether you are eligible for loan. It also helps you in knowing the approximate home loan eligible amount which is calculated based on your monthly earnings, current EMI (Equated Monthly Installments), interest rate as well as the tenure of the loan. You can also check your personal home loan eligibility by using housing loan calculator.   The advantages of home loan eligibility calculator are many. Some of the prominent ones are listed below. Time Saving: The home loan eligibility calculator instantly lets you know the result you are looking for thereby saving your time. Instant Results: This is one of the biggest advantages that home loan eligibility brings. Not only is it very easy and simple to operate but also gives swift and instant results that save valuable time of the user.  

How To Calculate EMI? Equated Monthly Installment or EMI is the amount one is required to pay to the bank or other financial institutions till the time the loan is completely paid off. IT consists of the interest levied on the loan as well as the principal amount.   The sum of the principal amount as well as the interest is divided by the tenure. The resultant figure has to be paid monthly. This is how the EMI is calculated. It must be noted here that interest of the EMI reduces with each payment you make. Though the monthly EMI payment does not alter, the part of principal and interest do change with time. With every consecutive payment, one will be paying more towards the principal amount and less towards the interest. Personal loan EMI calculator makes it convenient to find out the monthly payment on the loan. Equated monthly installment is an important factor in deciding the loan amount as well as the tenure. With the help of personal loan calculator, you can calcul

What is IFSC Code: Forget At Your Own Peril! The IFSC code full form is Indian Financial System Code. It is an 11 digit alphanumeric code assigned by Reserve bank of India. It is imperative that all banks that are a part of the National Electronic Fund Transfer network have these codes. As every bank has an exclusive code one can find bank by IFSCcode that can reveal the location of a particular branch of the bank. The advantages of code on the leaf of the cheque issued by the bank are: ·         The bank, as well as, its branch can easily be identified which is used to ensure and online fund transfer. ·         Simple and swift transaction of money that can be achieved online. ·         Facilitates NEFT and RTGS   ·         Paperless transfer by online medium ensures that business transactions are swift, simple and paperless. ·         Helps the banks in validation and reconciliation process. ·         Instrumental in meeting the expectations of the indivi