Finance and Investment

There are numerous home loan options available in the market by non-banking financial companies and national or private banks in India. To know which one will better suit your needs, it is imperative to understand each of the choices available: Home-purchase Loan A home-purchase loan is taken to procure a residential property: flat, house or bungalow. The financial institutions generally offer up to 80-85% of the market value of the house as a loan amount. The interest rate on such type of loan is either fixed, floating or hybrid. Home-construction Loan A home-construction loan is taken to cover the expenses relating to construction of a new house on a plot owned or co-owned by them. The home-construction loans application and approval process are different in certain aspects than from the easily available housing loans. This includes: The concerned land or plot should have been purchased within a year If the cost of the plot is not included in the loan amoun

If you are someone who feels stifled for lack of funds then you need not worry anymore. Loan for working professionals will help you in business expansion, equipment upgrading and much more. Doctors, chartered accountants, company secretaries, architects or any other professional, each one of them require funds at some point of time in their careers and loan for working professionals fits the bill perfectly. Loan for working professionals can be availed without pledging any collateral, guarantor, or security and can be used for business expansion, child’s education or even home renovation. The eligibility for loan for working professionals can be checked online while the disbursal of loan will depend on past repayment of home loans, auto loans and credit cards. Benefits of Loan for Working Professionals Since the loan amount is paid off in case the customer dies, it provides a perfect security cover for the families. No need to use other savings for loan rep

Whether it is a big firm or small, the success of the business is always determined by the soundness of its financial status. Thus, it becomes imperative for business owners to arrange enough finance to meet numerous daily and unplanned expenditure of their business. In the competitive market, one can require funds anytime and delay in arranging funds can hamper the work. In such a situation, it is better to manage desired finance with the help of unsecured business loan as it can be availed with no collateral and easy documentation. With so many banks/NBFCs offering unsecured business loan at lower interest rates, it becomes tough to select anyone. It is here that IndiakaLoan comes into the picture as it is one of the most preferred collateral-free unsecured business loan providers. Some of the benefits you can avail from IndiakaLoan offerings: It provides loan for every type of enterprise venture with cash credit limit ranging from Rs 10-40 lakhs to support busi