Finance and Investment

Most banks and NBFCs offer access to the home loan eligibility calculator which is used to calculate the home loan amount. Home loan eligibility calculator assists you in finding out whether you are eligible for loan. It also helps you in knowing the approximate home loan eligible amount which is calculated based on your monthly earnings, current EMI (Equated Monthly Installments), interest rate as well as the tenure of the loan. You can also check your personal home loan eligibility by using housing loan calculator.   The advantages of home loan eligibility calculator are many. Some of the prominent ones are listed below. Time Saving: The home loan eligibility calculator instantly lets you know the result you are looking for thereby saving your time. Instant Results: This is one of the biggest advantages that home loan eligibility brings. Not only is it very easy and simple to operate but also gives swift and instant results that save valuable time of the user.  

How To Calculate EMI? Equated Monthly Installment or EMI is the amount one is required to pay to the bank or other financial institutions till the time the loan is completely paid off. IT consists of the interest levied on the loan as well as the principal amount.   The sum of the principal amount as well as the interest is divided by the tenure. The resultant figure has to be paid monthly. This is how the EMI is calculated. It must be noted here that interest of the EMI reduces with each payment you make. Though the monthly EMI payment does not alter, the part of principal and interest do change with time. With every consecutive payment, one will be paying more towards the principal amount and less towards the interest. Personal loan EMI calculator makes it convenient to find out the monthly payment on the loan. Equated monthly installment is an important factor in deciding the loan amount as well as the tenure. With the help of personal loan calculator, you can calcul

What is IFSC Code: Forget At Your Own Peril! The IFSC code full form is Indian Financial System Code. It is an 11 digit alphanumeric code assigned by Reserve bank of India. It is imperative that all banks that are a part of the National Electronic Fund Transfer network have these codes. As every bank has an exclusive code one can find bank by IFSCcode that can reveal the location of a particular branch of the bank. The advantages of code on the leaf of the cheque issued by the bank are: ·         The bank, as well as, its branch can easily be identified which is used to ensure and online fund transfer. ·         Simple and swift transaction of money that can be achieved online. ·         Facilitates NEFT and RTGS   ·         Paperless transfer by online medium ensures that business transactions are swift, simple and paperless. ·         Helps the banks in validation and reconciliation process. ·         Instrumental in meeting the expectations of the indivi

A short to medium term unsecured loan (no collateral required), a personal loan is commonly used to cover expenses related to debt consolidation and vacations and unexpected medical expenses. However, it can be used to cover almost any other expense as well. Personal Loan Eligibility Criteria To avail personal loan a person has to fulfill the following conditions. The applicant must have been an employee with an organization or must have been running a business for   specified number of years. The applicant should possess the monthly repaying capacity. He should have attained the age as specified by the lender. He should have a good credit history and should possess the lender specified minimum credit score. The applicant should not possess any other outstanding loan liabilities. Personal Loan Interest Rate Different banks and NBFCs offer loans at different interest rates. It is in the best interest of the applicant to go through the conditions carefully to

Typically speaking business loan is availed by industrialists or aspiring entrepreneurs who need it to start or further their business requirements. Banks offer various business loans that are designed to meet the requirements of the applicants. The biggest advantage of business loans in India is the fact that they are available without any security and most of the banks offer such loans at a minimal pre-repayment fee. Another advantage of the business loan is the fact that in case of failure in repayment the applicant won’t have to bear the weight of penalty at that point while the entire organization will be sold with a particular goal to clear the business advance.    What is important to remember here is the fact that as no security is required to avail business loan it can also be termed as unsecured business loan or business loan without collateral . The popularity of business loan can be gauged from the fact that there are many unsecured business loan providers w

If you approach a bank to avail loan to buy a house then you are opting for a home loan. The importance of home loan providers can be gauged from the fact that everyone needs the lowest interest home loan so that he has to pay the least interest. It must be kept in mind that while they offer the loan, the banks utilize your home with a particular goal to secure their credit and because the home is used as security, the home loan is termed as secured loan as they offer low risk for the loan provider. In case the applicant is not able to repay the loan, the loan provider possesses all the rights to dispose of the property and recover the loan amount. Because the home loan is secured advance, the interest levied on it is lower than in cases of unsecured credit. The loan amount, however can vary depending on the income of the applicant, his record as a consumer, the city where he intends to buy the property etc. Home credit can be applied jointly with the spouse, relatives,

In today’s times, almost everyone is facing the financial issues due to tight monthly budget. People mainly seeks for flexible and easy loan approval process from any reputed financial centre. We at Indiakaloan.com advise you to choose the best loan provider as per your requirement. You do not need to go anywhere for your loan process, we will take care of your documentation and whole process by checking your eligibility.  Home Loan - Everyone has a dream to buy a home of its choice. Maximum people don’t want to spend all their saving money in one time. But, it is not too easy to get home loans direct from bank or financial institutions due to complicated processes. We provide lowest interest rates home loan without collateral.  Business Loan - To start a small business or to run a business successfully, capital is required in advance to fulfil the market needs. They need lowest Interest rates Business Loan without collateral in a smooth approval process. Get maximum u

ATS Happy Trails is the first affordable project launched by ATS group with luxury amenities and in well-maintained society. It is located at Greater Noida sector 10 in Noida extension. Moreover, the project is supporting PMAY (pradhan mantri aawas yojna) scheme with 2 & 3 BHK apartments with 8.59 acres of land. ATS Happy Trails has 12 towers with 29 floors each and focusing middle income group people for providing luxury homes around their budget. Bank loan facility is available from HDFC home loans, ICICI, SBI, Axis Bank, PNB Housing Finance Limited and IIFL home loans. The project is under construction with possession offered in April 2025. ATS Happy Trails floor plan includes 2,3 BHK in different unit sizes with equivalent bathrooms. The price range is in between INR 48 Lacs and INR 69 Lacs. And, the size range is between 1125 sq. ft and 1625 sq. ft. The amenities at ATS Happy Trails offers swimming pool, jogging track, gymnasium, intercom, security system, multip

Godrej Properties has decided to make its entry into Delhi’s real estate market with its Godrej South Estate Okhla project. A number of reasons can be attributed for the stupendous popularity being enjoyed by the project. Most important of which is its timeless design which is set on a very luxurious theme. Copper finish crown on top of the towers will make the structure look very pretty. The project is also located at a place from where historical sights of the city will be visible. Moreover, Dholpur stone will be used for construction. The project will also have luxurious entrance making the entire structure look hugely appealing. Godrej Okhla has world class amenities like swimming pool, night club, gymnassium, banquet hall, power backup, security system with CCTV cameras, terrace, crown walls and etc. With such fascinating features, it really should not come as a surprise that Godrej South Estate Okhla Delhi Project has gain such huge fan following. Highlighting the ent

Godrej properties is awarded as most trusted developer in India. It comes with first super luxurious residential project named Godrej South Estate Okhla as the tallest residences building in Delhi area with timeless design like Taj Mahal. It is in a prime location which is close to historical monuments of capital of India like Lotus Temple, Iskcon Temple, Kalakaji Mandir etc. and easily connected to every corner of Delhi/NCR. Godrej South Estate Okhla Delhi project decides to built in 5 acres of land with 40% of construction area and 60% of free greenery land. The project has all amenities with advanced technology. Let’s take a look at the Godrej South Estate Master Plan. The dholpur stone is used in the entrance gate to make it more luxurious. With new imported technology of air purifiers, air will be purified inside as well outside the towers. Godrej South Estate price of 2 BHK flats starts 3 crore onwards. The floor plan includes 2 BHK, 3 BHK and 4 BHK apartments. H

Spenta’s latest offering AltaVista is fast becoming popular. A number of reasons go into making this fabulous project so popular. Its strategic location, however, is one point that plays an important role in popularizing the project. And why not, the area, after all, shares close proximity to such important destinations like educational institutions, healthcare centers, restaurants as well as one of the city’s biggest golf courses. Spenta Alta vista Chembur location also offers easy access to places like Eastern Express Highway, Eastern Freeway, Santacruz - Chembur Link Road, LBS Marg and Chunnabhatti - BKC flyover as well as to Chembur and Kurla railway stations as well as the proposed monorail. With so many important destinations falling close to the project, it really should not come as a surprise that the location of AltaVista indeed goes a long way in making the project popular. The amenities offered at SpentaAlta vista Phase 2 Chembur include swimming pool with an att

When it comes to buying a home in metro city, it seems like a dream for a middle & lower class family. It is not possible to buy land and then construct it according to your architect in simple budget. Migsun Group makes it possible and launched Migsun Roof high rise tower apartments in Raj Nagar Extension Ghaziabad, which started from INR 13.65 Lacs onwards. As it is launched under pradhan Mantri Awas Yojna which means the registration amount will be get reverted in terms of subsidy.  The project is under construction with possession date of 2022-23 and having 1 BHK, 2 BHK and 3 BHK flats. You are not required to one time payment. Migsun roof payment plan includes small installment of total cost as per the construction update. It is located on NH-58 and well connected to Delhi and Noida routes. The amenities at Migsun Roof Ghaziabad includes swimming pool, power backup, gymnasium, security system, hospitals, educational institutions, public park, shopping mall, local market